News from Kampstra Wealth Management
Moving Target Dates: Delayed Retirement Realities
How can plan sponsors support employees through new delayed retirement realities while also managing the ripple effects?
Jump-Start the New Year With These Year-End Planning Tips
As we approach the end of the year, it’s the perfect time to review your financial plan to ensure it aligns with your goals.
The New Reality of Retirement: When Competing Priorities Take Over
For many workers today, saving for retirement feels almost bleak. According to the 2025 Goldman Sachs Retirement Survey, 42% of Gen Z, Millennials, and Gen X are living paycheck to paycheck. Almost three-quarters say they struggle to save because their money is already stretched across too many other priorities.
Staying Financially Grounded This Season
As the year winds down it’s easy for spending to ramp up. From travel and celebrations to those endless online deals that pop up in your feed. But even small splurges can add up fast. According to a recent survey by Achieve and Talker Research, 65% of Americans say they are stressed about their holiday spending, and 73% say that financial stress detracts from their enjoyment of the season.
Sponsors and Advisors: Aligning to Meet Today’s Challenges
New research from Fidelity highlights the increasing pressures many employers face as they work to guide employees toward a secure retirement. The study reveals a widening confidence gap, with only two-thirds of employers now believing their workforce is on track for retirement — reflecting a steep drop from just a year ago.
Congratulations Garrett
We are proud to announce that one of our advisors, Garrett Rohrbaugh, has been selected for the National Association of Plan Advisors (NAPA) 2026 Aces: Top 100 Retirement Plan Advisors Under 40 list.
IRS Issues Final Regs on Roth Mandatory Catch-ups for High Earners
The IRS has finalized regulations under SECURE 2.0 that will impact how certain participants save for retirement.
Retirement May Be Your Next Adventure
Retirement could often be seen as the “end of the road,” but that idea may not fit everyone. Your retirement could be a new chapter rather than a closing one.
Rising Markets Don’t Lift All Participants
Markets have been flirting with record highs on a regular basis, but not all employees are riding the wave toward retirement readiness. According to Vanguard’s How America Saves 2025, participation and/or balances still lag for low-income workers, young employees, women, and those with short tenure.
Road to Retirement: Should You Borrow or Keep Driving?
Your retirement plan may allow you to borrow from your account—but before you do, it’s important to understand how it can impact your future savings.
News Archive
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