The U.S. Department of Education has introduced a temporary incentive that could save many federal student loan borrowers hundreds—or even thousands—of dollars over the life of their loans. Beginning July 1, 2026, eligible borrowers who enroll in automatic payments...
When global crises affect financial markets, it can be tempting to rethink your savings strategy. But history indicates that pulling money out of the markets during such times could mean missing out on any rebounds that follow. A recent Vanguard analysis found that,...
A new program called the Repayment Assistance Plan (RAP) will soon become the primary income-based repayment option for federal student loan borrowers. At the same time, several existing programs—including SAVE, PAYE, and Income-Contingent Repayment (ICR)—will be...
We are proud to announce that one of our advisors, Garrett Rohrbaugh, has been selected for the National Association of Plan Advisors (NAPA) 2026 Aces: Top 100 Retirement Plan Advisors Under 40 list. This designation recognizes Garrett’s outstanding dedication,...
The IRS has finalized rules under SECURE 2.0 that change how catch-up contributions work for higher-earning employees. Starting January 1, 2026, employees earning above the annual threshold (currently about $145,000, indexed each year) must make their catch-up...
When the market drops, some investors lose the perspective that downtrends and uptrends are part of the investing cycle. When stock prices break lower, it’s a good time to review common terms that are used to describe the market’s downward momentum....
