When global crises affect financial markets, it can be tempting to rethink your savings strategy. But history indicates that pulling money out of the markets during such times could mean missing out on any rebounds that follow. A recent Vanguard analysis found that,...
There’s a simple mental shift that could help you enhance your savings strategy, and it has nothing to do with willpower or trying to be more disciplined. Research suggests that the way you think about your savings goal can influence 1) whether you start saving,...
Understanding the ways credit and debt work for and against you are some of the first steps toward understanding personal finance. While it’s not useful to be scared of credit and debt and avoid it entirely, there are some things to look out for. Debt Debt is like any...
In many ways, saving through your employer-sponsored retirement plan has never been more convenient. Automatic enrollment, auto-escalating contributions, and target date funds can make saving feel almost effortless by quietly adjusting your contributions and...
A new program called the Repayment Assistance Plan (RAP) will soon become the primary income-based repayment option for federal student loan borrowers. At the same time, several existing programs—including SAVE, PAYE, and Income-Contingent Repayment (ICR)—will be...
Retirement – the day you finally call it a career. For some, that day may feel distant. Still, time has a funny way of speeding up as we navigate our personal and professional days. Let’s make sure you’re ready when the big day finally comes! One of the biggest...
