News from Kampstra Wealth Management
Retirement Expectations vs. Reality: What Workers May be Getting Wrong
The 2026 Employee Benefit Research Institute (EBRI) and Greenwald Research Retirement Confidence Survey (RCS) finds a widening gap between what workers expect retirement to look like and what retirees actually experience, particularly around retirement timing and working for pay. For plan sponsors and advisors, the findings offer a timely reminder of why proactive and realistic education matters.
Mid-Year Check-In
5 important things to do now to optimize your financial health.
Survey: Knowledge Gap Drives Retirement Plan Nonparticipation
Among people who choose not to participate in their employer-sponsored retirement plan, many cite a lack of understanding as the primary reason, according to recent surveys.
Market Turbulence: What History Tells Us
When global crises affect financial markets, it can be tempting to rethink your savings strategy. But history indicates that pulling money out of the markets during such times could mean missing out on any rebounds that follow.
Study: Confidence Higher Among Target Date Fund Investors
A new survey by Voya Investment Management finds that participants who invest in target date funds (TDFs) feel significantly more confident about their retirement savings than their peers who are not invested in TDFs.
Enhance Your Savings Strategy by Visualizing Your Ideal Future
There’s a simple mental shift that could help you enhance your savings strategy, and it has nothing to do with willpower or trying to be more disciplined.
DOL Backs Employers in Forfeiture Litigation
The U.S. Department of Labor (DOL) is urging a federal appeals court to uphold the dismissal of a lawsuit claiming that an employer misused retirement plan forfeitures.
The Five Basics of Financial Literacy
Understanding the ways credit and debt work for and against you are some of the first steps toward understanding personal finance.
The Unique Retirement Planning Considerations of “Single Savers”
Divorced, widowed, or never partnered singles can face retirement planning challenges that differ from their married or partnered peers. Findings from Nationwide’s latest Advisor Authority study highlight some of these potential challenges.
401(k) Check-ins Can Help You Stay on Track
While automatic features remain powerful allies in your savings strategy, you may also want to ensure your overall approach to retirement savings reflects any significant life events, like marriage, kids, job and income changes, and shifting financial priorities.
News Archive
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