News from Kampstra Wealth Management
Assess Life Insurance Needs
If your family relies on your income, it’s critical to consider having enough life insurance to provide for them after you pass away. But too often, life insurance is an overlooked aspect of personal finances.

The Retirement Planning Gap Affecting Two in Three Investors
Despite the importance of retirement planning, a staggering 67% of investors admit to spending no time at all working on it in a typical month. For plan sponsors, this presents both a challenge and an opportunity.

Buying a Vacation Home?
The Power of Small Data for Retirement Plan Sponsors
How well are you leveraging small data available right within your own organization?
Saving in Your 20s, 30s, 40s and Up… What Changes?
No matter how old you are, it’s never too early (or late) to save money for retirement. Each decade comes with different goals, investment types, and risk factors, but understanding the difference can help you be prepared for when your retirement comes around
Helping Gen Xers Weather a Perfect Storm
Generation X — comprising those born between 1965 and 1980 — faces unique financial and social pressures that have left almost half of them with no retirement savings. For plan sponsors, providing tools and resources tailored to this generation’s needs can play a crucial role in helping them take meaningful and measurable steps toward retirement readiness.
Pullbacks, Corrections, and Bear Markets
When the market experiences volatility, it may be a good time to review these common terms.
The Part-time Participant
The SECURE Act and SECURE 2.0 have increased many part-time employees’ access to employer-sponsored retirement plans. As such, understanding the unique challenges of improving part-time participants’ retirement readiness, and how their needs may differ from those of full-time employees, is essential for sponsors.
A Note Regarding Recent Performance
As investors, we find that maintaining a long-term perspective helps keep us grounded.
GAO on Crypto in 401(k)s: Risks and Oversight Challenges
Recent findings from the Government Accountability Office (GAO) highlight critical considerations for sponsors exploring cryptocurrency as a retirement plan investment option. The GAO report emphasizes that while cryptocurrency assets remain a small portion of the 401(k) landscape, they carry significant risk.
News Archive
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Securities offered through Osaic Wealth, Inc. Member FINRA/SIPC. Advisory Services offered through Osaic Advisory Services, LLC (Osaic Advisory). Osaic Wealth and Osaic Advisory are separately owned and other entities and/or marketing names, products or services referenced here are independent of Osaic Wealth and Osaic Advisory.