News from Kampstra Wealth Management
Market Turbulence: What History Tells Us
When global crises affect financial markets, it can be tempting to rethink your savings strategy. But history indicates that pulling money out of the markets during such times could mean missing out on any rebounds that follow.
Study: Confidence Higher Among Target Date Fund Investors
A new survey by Voya Investment Management finds that participants who invest in target date funds (TDFs) feel significantly more confident about their retirement savings than their peers who are not invested in TDFs.
Enhance Your Savings Strategy by Visualizing Your Ideal Future
There’s a simple mental shift that could help you enhance your savings strategy, and it has nothing to do with willpower or trying to be more disciplined.
DOL Backs Employers in Forfeiture Litigation
The U.S. Department of Labor (DOL) is urging a federal appeals court to uphold the dismissal of a lawsuit claiming that an employer misused retirement plan forfeitures.
The Five Basics of Financial Literacy
Understanding the ways credit and debt work for and against you are some of the first steps toward understanding personal finance.
The Unique Retirement Planning Considerations of “Single Savers”
Divorced, widowed, or never partnered singles can face retirement planning challenges that differ from their married or partnered peers. Findings from Nationwide’s latest Advisor Authority study highlight some of these potential challenges.
401(k) Check-ins Can Help You Stay on Track
While automatic features remain powerful allies in your savings strategy, you may also want to ensure your overall approach to retirement savings reflects any significant life events, like marriage, kids, job and income changes, and shifting financial priorities.
Lawmakers Introduce Bipartisan Bill to Simplify and Streamline Form 5500 Reporting
House members on the Education and Workforce Committee have introduced legislation aimed at making the annual filing of Form 5500 — the federal return employee benefit plan sponsors must submit to the Department of Labor, IRS and Pension Benefit Guaranty Corporation — easier and less burdensome.
Understanding the New Student Loan Repayment Assistance Plan (RAP)
A new program called the Repayment Assistance Plan (RAP) will soon become the primary income-based repayment option for federal student loan borrowers. At the same time, several existing programs—including SAVE, PAYE, and Income-Contingent Repayment (ICR)—will be phased out over the next few years.
Household Spending Data Reveals Participant Borrowing Patterns
A December 2025 study conducted by the Employee Benefit Research Institute (EBRI) and J.P. Morgan Asset Management sheds light on what drives participants to take out 401(k) loans and how those funds are used.
News Archive
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