September is a month that marks new beginnings. As the leaves begin to change and temperatures cool down, September offers a quiet focus that replaces summer’s chaos. For many, it is the start of the school year, approaching a fresh quarter at work, or simply a moment of pause after several months of busy calendars. This is also an excellent opportunity to check on your financial health. Take a moment to reflect on your spending from June to August. Did vacations, travel costs, or spontaneous expenses make an unexpected impact on your saving goals? Use this time to rebalance your budget and identify areas you can cut back on moving into autumn.
With the holiday season approaching, it may be wise to start saving now with a “holiday fund.” Setting aside sums as little as $25-$50 a week can quickly add up by the end of the year. September is also a great time to revisit your subscriptions. With countless streaming apps and memberships, it can be easy to lose track of what you’re currently paying for. Go through your statements and consider canceling subscriptions that are no longer serving you. You could save hundreds in just a few minutes!
Also, mark your calendar for September 28 – National Good Neighbor Day, a celebration to do our part to build thriving communities. If you would like to participate but are unsure where to start, here are some ways you can observe:
- Share small acts of kindness. Help run errands for elderly residents in your area, leave a handwritten note for new neighbors, or drop off baked goods for a friend nearby.
- Host a block party. Organize a neighborhood get-together with food, drinks, and games for families.
- Organize a community service project. Consider starting a community beautification project, hosting a food drive, or creating a community garden with fresh produce.
September also marks National Life Insurance Awareness Month. If you’re unsure if life insurance is right for you or need assistance updating your policy to reflect recent life changes – like purchasing a home, growing your family, or changing jobs – contact our office. We would be happy to provide guidance as you explore your options and review your goals to develop a financial plan that will help you thrive. Wishing you an excellent season of new beginnings!
content provided by RPAG