As a business owner, you must be comfortable with change – and we sure have experienced a great deal of it over the past two years. One category of change that we aren’t usually prepared for, but that is inevitable, impacts our 401(k) plans. Every 6 years the Internal...
The new safe harbor permits the following two optional methods for electronic delivery: Website Posting. Plan administrators may post covered documents on a website if appropriate notification of internet availability is furnished to the electronic addresses of...
Establishing financial wellness metrics has become increasingly important over the last year. The COVID-19 pandemic has created economic hardships for many American families, depleting emergency funds for some and forcing others to take on additional debt to cover...
Whether to use bundled or unbundled service providers is an important decision for your retirement plan. A fully bundled arrangement provides an easy, one-stop shop for services, while unbundling separates functions and uses a third-party administrator (TPA), distinct...
Retirement income products, or in-plan annuity options, have been available for over a decade but their utilization has been low due to concerns about price, portability, and convertibility. With the recent market volatility in 2020 and recent passing of the SECURE...
Online Security Tips for your Retirement Account Register, Set Up, and Routinely Monitor Your Online AccountFailing to register for an online account may enable cybercriminals to assume your online identity.Maintaining online access to your retirement account allows...
